Expert tips

Maintaining a well-kept roof is essential not only for home safety but also for securing reliable insurance coverage. Insurance companies assess roof condition carefully, as certain roof issues—such as aging materials, storm damage, or poor ventilation—can increase the risk of claims, ultimately impacting coverage eligibility. In some cases, insurers may even raise premiums, deny claims, or cancel policies if a roof’s condition is deemed too high-risk.

When it comes to home insurance, a roof’s age and condition play a major role in determining coverage. Insurance companies assess the risk level of each roof, and factors like age, material type, and maintenance history impact whether a roof qualifies for standard coverage. Older roofs, particularly those that haven’t been well-maintained, are often seen as high-risk because they are more likely to experience issues, especially during severe weather.

A home’s roof is one of its most essential structures, protecting everything beneath it from weather, debris, and other environmental factors. Yet, it’s easy for homeowners to overlook regular roof maintenance until a small issue becomes a costly repair. Proactively caring for your roof is not just about extending its lifespan; it’s also crucial for maintaining the safety and integrity of your home.

As we embrace the new year, it's the perfect time to give your home the attention it deserves, starting from the top - your roof. At The Big Fish Contracting Company, we believe in not just building roofs but ensuring they stand the test of time and weather. Let's dive into some key insights to keep your roof in prime condition.