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Overview of Insurance Policy Changes

Aging Roof

Penalties

Insurers are reducing coverage for older roofs, resulting in lower payouts or ACV policies, or the complete cancellation of policies.

Severe

Weather Risks

The increase in severe weather events lead to overall higher deductibles and specific weather clauses for damage.

Maintenance

Requirements

Insurers are now assessing the type of roofing material and maintenance records to mitigate risks.

Failure to Comply Will

Result in Dropped Coverage

If you ignore these notices from your insurance provider, you will face dropped coverage on your home.

Benefits of the Big Fish RoofGuard Program:

Professional Roof and

Gutter Inspection

Receive a thorough inspection covering all of the roofing components, identifying areas that need attention.

Minor Repairs

Included

We’ll make minor repairs, preventing small issues from becoming major problems.

Inspection Report for Insurance Compliance

Receive a detailed inspection report to share with your insurance company.

Available

Financing Options

Take advantage of our multiple financing options if your roof needs replaced in order to maintain coverage.

The Step-By-Step Process To Keep Your Home's Insurance Coverage

Our Project Advisory team is standing-by to assist you through this process, and to ensure that you receive the proper documentation for your insurance provider.

Step 1

Initial Consultation with Big Fish (by phone or in-person)

Step 2

Schedule Your Roof and Gutter Inspection

Step 3

Receive a Comprehensive Inspection Report & Minor Repairs

Step 4

Share Your Report with Insurance Provider

SCHEDULE YOUR INSPECTION NOW

Learn More About How Your Roof Affects Your Insurance Policy

Visit our blog for tips to help you keep your house in top shape.

Top 5 Common Roof Issues That Can Lead to Insurance Cancellations

By digital • November 20, 2024

Maintaining a well-kept roof is essential not only for home safety but also for securing reliable insurance coverage. Insurance companies assess roof condition carefully, as certain roof issues—such as aging materials, storm damage, or poor ventilation—can increase the risk of claims, ultimately impacting coverage eligibility. In some cases, insurers may even raise premiums, deny claims, or cancel policies if a roof’s condition is deemed too high-risk.

Understanding Insurance Requirements: How Roof Age and Condition Impact Your Coverage

November 20, 2024

When it comes to home insurance, a roof’s age and condition play a major role in determining coverage. Insurance companies assess the risk level of each roof, and factors like age, material type, and maintenance history impact whether a roof qualifies for standard coverage. Older roofs, particularly those that haven’t been well-maintained, are often seen as high-risk because they are more likely to experience issues, especially during severe weather.

Save Your Roof and Insurance with Regular Inspections

By digital • November 20, 2024

A home’s roof is one of its most essential structures, protecting everything beneath it from weather, debris, and other environmental factors. Yet, it’s easy for homeowners to overlook regular roof maintenance until a small issue becomes a costly repair. Proactively caring for your roof is not just about extending its lifespan; it’s also crucial for maintaining the safety and integrity of your home.